Motorbike Insurance Policy Documents

This SORN and Laid Up Insurance Policy Document relates to Fire, Theft & Malicious Damage Insurance for motorcycles in storage (SORN & laid-up, or non-road bikes).

Your policy number will start FTMD/P if you are unsure if this policy document applies to you.

This Motorycle Trackday Damage Insurance Policy Document relates to policies sold for Trackday Accident Damage Insurance, for accident damage sustained on a UK or European track day at a specified circuit on a pre-agreed date.

Your policy number will start TD/P if you are unsure if this policy document applies to you.

This Carbon Cover Policy Document relates to BeMoto Carbon Cover motorcycle insurance. Please also refer to Legal Expenses Insurance, which is included as standard within Carbon Cover.

This Titanium Policy Document relates to BeMoto Titanium Cover motorcycle insurance. Please also refer to Legal Expenses Insurance, Personal Accident Insurance, Helmet & Leathers Insurance and RAC Breakdown, which are all included as standard within Titanium Cover.

This LEI Policy Document v4.3 (Motorcycle and Race Van) relates to Legal Expenses Insurance. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (included as standard with both 'Carbon Cover' and 'Titanium Cover').

For Motorcycle Insurance policies purchased prior to 1st January 2024, please see Motorcycle Legal Expenses Insurance (v3.3) instead.

For Race Van Insurance policies purchased prior to 1st January 2024, please see Race Van Legal Expenses Insurance (v3.3) instead.

This Motorcycle Excess Contribution Policy Document v6.0 (ABS) relates to Excess Contribution Insurance sold alongside motorcycle policies with a start date of 1st January 2025 or after. This policy is only available as an optional add-on to an underlying BeMoto motorcycle insurance policy (where selected by you).

For policies purchased with a start date before 1st January 2025 please see Motorcycle Excess Contribution v5.0 (PEX) instead.

This RAC Motorcycle Breakdown Policy Document relates to RAC Motorcycle Breakdown insurance. This policy is only available as benefit to an underlying BeMoto motorcycle insurance policy (included as standard with 'Titanium Cover').

THIS POLICY IS ONLY AVAILABLE WITH TITANIUM COVER FOR 2 OR 3 WHEEL VEHICLES (BIKES AND TRIKES ONLY).

This H&L Policy Document v5.0 relates to Helmet & Leathers Insurance with a start date from 1st July 2024. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (included as standard with 'Titanium Cover').

For policies purchased prior to 1st July 2024 please see Helmet & Leathers v4.0 instead.

THIS POLICY IS ONLY AVAILABLE WITH TITANIUM COVER FOR 2 OR 3 WHEEL VEHICLES (BIKES AND TRIKES ONLY).

This Motorcycle (Road) Personal Accident Policy Document v5.0 relates to Personal Accident Insurance sold alongside motorcycle policies with a start date from 1st July 2024. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (also included as standard with 'Titanium Cover').

For policies purchased prior to 1st July 2024 please see Motorcycle (Road) Personal Accident v4.0 instead.

THIS POLICY IS ONLY AVAILABLE WITH TITANIUM COVER FOR 2 OR 3 WHEEL VEHICLES (BIKES AND TRIKES ONLY).

This Motor Prosecution Defence Policy Document relates to Licence Defence Insurance sold alongside BeMoto bike and van policies. This policy is only available as an add-on to an underlying BeMoto insurance policy, although it covers you when driving or riding any private vehicle you are legally insured to drive or ride.

This policy document relates to Return to Invoice (RTI) GAP Insurance (underwritten by Alwyn Insurance), which pays the difference between your bike insurers total loss settlement and the purchase price you paid for your bike (up to your chosen policy limit).

For RTI GAP Insurance policies purchased up until 6th January 2023 refer to the Acasta Insurance RTI GAP Policy Document instead.

For Total Loss Protect Insurance policies purchased up until 6th January 2023 refer to the Total Loss Protect (25%) GAP Policy Document (No longer sold).